This policy is specifically designed to protect healthcare professionals against claims of legal liability by patients, clients and other third parties. The policy protects against breach of contract and/or the failure to render the standard of service for which the professional has been hired. Specifically should this result in death, disability or injury by shock involving a physician at a medical centre or medical institution.
The policy also covers other medical professionals and ancillary services, notwithstanding nursing, pharmacies and pharmacists, therapy, laboratories, investigations and vicarious liability arising specifically from errors, negligence, mistakes and omissions that may occur within general course of healthcare provision.
The Policy covers Death, Total Permanent & Temporary Disability, Grievous Bodily Harm, Injury by Shock, Legal Defense Costs and Settlement of Damages Awarded (within the policy limit)
The policy is basically for Medical Professionals and Hospitals